ADVANC mulls collaboration with KTB to launch Virtual Bank, to capitalize on its >50 customer bases.

Comment: So they no longer partner with SCB that always wants to go alone and if they work with KTB and get access to the Pao-tang app, then well, game over for every other player.

BAY’s consumer credit unit, Krungsri consumer, reported 1022 card spending +19% yoy, new loan +16% yoy, new card subscribers +34% yoy, spending on tourism jump most +367% yoy.

Comment: Boom!

CPN upbeat 4Q earnings from improved traffic on high season, lower rent discount to tenants yoy at 5% vs 10% FY21, opening of 2 new malls Central Westville Ratchaphruek & Marche’Thonglor to boost earnings.

Comment: And they’re just taking it. And the customers are able to accept it.

CRC sees high single digit SSSG in 4Q, maintains 10-12% sales growth target, Costco style store, Tops Club, manage to get 85k members on board after 2 months of debut, expects to open 2nd branch in 4Q23, target 6-8 stores within 5 years.

Comment: They are just going to take the developed regions in Thailand.

SIRI firms on Bt50b presale target this year, a record high, after booking Bt46b 11M22, +200% growth, including Bt31.3b horizontal projects, which grows 40%.

Comment: The share price moved on the back of rumours that the President/CEO may be PM.

TTB raised MRR by 0.2%, MLR 0.25% & MOR 0.25%, effective today.

TU firms on 4Q22 revenue, boosting revenue growth to 10-12%, targets 60% max dividend payout next year, from 52% regular rate of NP, on solid profit growth and 40% drop in cost after listing of ITC, sets 5% revenue growth target next year, on rise in higher margin product sales.

Comment: And what about their pet food co IPO?

LHBANK, TTB and CIMBT provide Bt2.44b syndicated loan for Synphaet hospital to develop medical complex ramintra projects.

Comment: More interesting to see more hospitals being built in Thailand